{"id":268240,"date":"2017-06-19T10:12:00","date_gmt":"2017-06-19T08:12:00","guid":{"rendered":"http:\/\/hudo.com\/si\/2017\/06\/19\/kako-se-otresti-narascajocega-minusa-na-bancnem-racunu\/"},"modified":"2017-06-19T10:12:00","modified_gmt":"2017-06-19T08:12:00","slug":"kako-se-otresti-narascajocega-minusa-na-bancnem-racunu","status":"publish","type":"post","link":"https:\/\/hudo.com\/si\/aktualno\/kako-se-otresti-narascajocega-minusa-na-bancnem-racunu\/","title":{"rendered":"Kako se otresti nara\u0161\u010dajo\u010dega \u00bbminusa\u00ab na ban\u010dnem ra\u010dunu"},"content":{"rendered":"

Kategorija: Potro\u0161nik Mon, 19 Jun 2017 12:12:00 +0200 Ljubljana \u2013 Kako odpla\u010dati limit na ban\u010dnem ra\u010dunu, ne da bi zapadli v negativno spiralo zadol\u017eenosti? Odgovor na to za marsikoga pere\u010de vpra\u0161anje ponuja Zveza potro\u0161nikov Slovenije (ZPS) v okviru javne slu\u017ebe obve\u0161\u010danja in izobra\u017eevanja potro\u0161nikov na podro\u010dju potro\u0161ni\u0161kih kreditov in stvarne napake, analizo sofinancira gospodarsko ministrstvo. Limit pride prav, \u010de se potro\u0161niku ob enakih prejemkih nena\u010drtovano zvi\u0161ajo izdatki. Eno je, \u010de uporabi to pomo\u010d kot enkratni izhod v sili, nekaj drugega pa, \u010de minus na ra\u010dunu postane na\u010din \u017eivljenja. Visoki stro\u0161ki limita dolg \u0161e pove\u010dujejo, pove\u010da se finan\u010dna ranljivost, saj za morebitne nove nepri\u010dakovane izdatke zmanjka manevrskega prostora. Kot pojasnjujejo v ZPS, je ob finan\u010dnih te\u017eavah limit tvegan tudi zato, ker je njegova vi\u0161ina praviloma odvisna od vi\u0161ine dohodkov, banka pa izrednega limita tudi ni dol\u017ena vsako leto podalj\u0161ati. \u010ce banka\u00a0…<\/p>\n","protected":false},"excerpt":{"rendered":"

Kategorija: Potro\u0161nik Mon, 19 Jun 2017 12:12:00 +0200 Ljubljana \u2013 Kako odpla\u010dati limit na ban\u010dnem ra\u010dunu, ne da bi zapadli v negativno spiralo zadol\u017eenosti? Odgovor na to za marsikoga pere\u010de vpra\u0161anje ponuja Zveza potro\u0161nikov Slovenije (ZPS) v okviru javne slu\u017ebe obve\u0161\u010danja in izobra\u017eevanja potro\u0161nikov na podro\u010dju potro\u0161ni\u0161kih kreditov in stvarne napake, analizo sofinancira gospodarsko ministrstvo. Limit pride prav, \u010de se potro\u0161niku ob enakih prejemkih nena\u010drtovano zvi\u0161ajo izdatki. Eno je, \u010de uporabi to pomo\u010d kot enkratni izhod v sili, nekaj drugega pa, \u010de minus na ra\u010dunu postane na\u010din \u017eivljenja. Visoki stro\u0161ki limita dolg \u0161e pove\u010dujejo, pove\u010da se finan\u010dna ranljivost, saj za morebitne nove nepri\u010dakovane izdatke zmanjka manevrskega prostora. Kot pojasnjujejo v ZPS, je ob finan\u010dnih te\u017eavah limit tvegan tudi zato, ker je njegova vi\u0161ina praviloma odvisna od vi\u0161ine dohodkov, banka pa izrednega limita tudi ni dol\u017ena vsako leto podalj\u0161ati. \u010ce banka\u00a0…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1179],"tags":[],"source":[1703],"supertag":[],"acf":[],"yoast_head":"\nKako se otresti nara\u0161\u010dajo\u010dega \u00bbminusa\u00ab na ban\u010dnem ra\u010dunu - Hudo Slovenija<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/hudo.com\/si\/aktualno\/kako-se-otresti-narascajocega-minusa-na-bancnem-racunu\/\" \/>\n<meta property=\"og:locale\" content=\"sl_SI\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kako se otresti nara\u0161\u010dajo\u010dega \u00bbminusa\u00ab na ban\u010dnem ra\u010dunu - Hudo Slovenija\" \/>\n<meta property=\"og:description\" content=\"Kategorija: Potro\u0161nik Mon, 19 Jun 2017 12:12:00 +0200 Ljubljana \u2013 Kako odpla\u010dati limit na ban\u010dnem ra\u010dunu, ne da bi zapadli v negativno spiralo zadol\u017eenosti? Odgovor na to za marsikoga pere\u010de vpra\u0161anje ponuja Zveza potro\u0161nikov Slovenije (ZPS) v okviru javne slu\u017ebe obve\u0161\u010danja in izobra\u017eevanja potro\u0161nikov na podro\u010dju potro\u0161ni\u0161kih kreditov in stvarne napake, analizo sofinancira gospodarsko ministrstvo. Limit pride prav, \u010de se potro\u0161niku ob enakih prejemkih nena\u010drtovano zvi\u0161ajo izdatki. Eno je, \u010de uporabi to pomo\u010d kot enkratni izhod v sili, nekaj drugega pa, \u010de minus na ra\u010dunu postane na\u010din \u017eivljenja. Visoki stro\u0161ki limita dolg \u0161e pove\u010dujejo, pove\u010da se finan\u010dna ranljivost, saj za morebitne nove nepri\u010dakovane izdatke zmanjka manevrskega prostora. Kot pojasnjujejo v ZPS, je ob finan\u010dnih te\u017eavah limit tvegan tudi zato, ker je njegova vi\u0161ina praviloma odvisna od vi\u0161ine dohodkov, banka pa izrednega limita tudi ni dol\u017ena vsako leto podalj\u0161ati. \u010ce banka\u00a0...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/hudo.com\/si\/aktualno\/kako-se-otresti-narascajocega-minusa-na-bancnem-racunu\/\" \/>\n<meta property=\"og:site_name\" content=\"Hudo Slovenija\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/hudo.si\" \/>\n<meta property=\"article:published_time\" content=\"2017-06-19T08:12:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/hudo.com\/si\/wp-content\/uploads\/sites\/2\/2017\/06\/480x290_Kronika__djvu_990108_felcm__hires0.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"480\" \/>\n\t<meta property=\"og:image:height\" content=\"290\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"hudo\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@hudo_si\" \/>\n<meta name=\"twitter:site\" content=\"@hudo_si\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"hudo\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minuta\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/hudo.com\/si\/aktualno\/kako-se-otresti-narascajocega-minusa-na-bancnem-racunu\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/hudo.com\/si\/aktualno\/kako-se-otresti-narascajocega-minusa-na-bancnem-racunu\/\"},\"author\":{\"name\":\"hudo\",\"@id\":\"https:\/\/hudo.com\/si\/#\/schema\/person\/601cf3379633985b20f7e50f2bb47707\"},\"headline\":\"Kako se otresti nara\u0161\u010dajo\u010dega \u00bbminusa\u00ab na ban\u010dnem ra\u010dunu\",\"datePublished\":\"2017-06-19T08:12:00+00:00\",\"dateModified\":\"2017-06-19T08:12:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/hudo.com\/si\/aktualno\/kako-se-otresti-narascajocega-minusa-na-bancnem-racunu\/\"},\"wordCount\":178,\"publisher\":{\"@id\":\"https:\/\/hudo.com\/si\/#organization\"},\"articleSection\":[\"Aktualno\"],\"inLanguage\":\"sl-SI\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/hudo.com\/si\/aktualno\/kako-se-otresti-narascajocega-minusa-na-bancnem-racunu\/\",\"url\":\"https:\/\/hudo.com\/si\/aktualno\/kako-se-otresti-narascajocega-minusa-na-bancnem-racunu\/\",\"name\":\"Kako se otresti nara\u0161\u010dajo\u010dega \u00bbminusa\u00ab na ban\u010dnem ra\u010dunu - 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