{"id":346949,"date":"2018-01-14T08:51:33","date_gmt":"2018-01-14T07:51:33","guid":{"rendered":"http:\/\/hudo.com\/si\/?p=346949"},"modified":"2018-01-14T08:51:33","modified_gmt":"2018-01-14T07:51:33","slug":"za-brezskrbno-smucanje-v-tujini-evropska-kartica-zdravstvenega-zavarovanja-morda-ne-bo-dovolj","status":"publish","type":"post","link":"https:\/\/hudo.com\/si\/aktualno\/za-brezskrbno-smucanje-v-tujini-evropska-kartica-zdravstvenega-zavarovanja-morda-ne-bo-dovolj\/","title":{"rendered":"Za brezskrbno smu\u010danje v tujini evropska kartica zdravstvenega zavarovanja morda ne bo dovolj"},"content":{"rendered":"
\n

V ZPS so v novembru na priljubljenih smu\u010di\u0161\u010dih Slovencev v Avstriji, Italiji in Franciji opravili poizvedbo o stro\u0161kih helikopterskega prevoza s smu\u010di\u0161\u010da v bolni\u0161nico in re\u0161evanja s sanmi. To so namre\u010d najve\u010dji stro\u0161ki, ki potro\u0161nika lahko doletijo v primeru nezgode na smu\u010di\u0161\u010du. Vsaka dr\u017eava ima svoja pravila, ki se lahko razlikujejo celo znotraj same dr\u017eave, a je vsem skupno, da zdravstveno zavarovanje prevoza s helikopterjem ne krije ali pa ga krije le v manj\u0161em delu.<\/p>\n

V Avstriji na primer evropska kartica pokriva le stro\u0161ke prevoza z re\u0161ilcem iz doline do bolni\u0161nice in bolni\u0161ni\u010dne stro\u0161ke, medtem ko je vsako re\u0161evanje z gore na\u010deloma pla\u010dljivo. Izjema so \u0161olski smu\u010darski izleti, za katere v Avstriji velja, da so z evropsko kartico kriti tudi stro\u0161ki re\u0161evanja. Re\u0161evanje s helikopterjem je ve\u010dinoma zelo drago in hitro naraste na ve\u010d tiso\u010d evrov.<\/p>\n

Osnovno zdravstveno zavarovanje stro\u0161kov re\u0161evanja s helikopterjem ali drugim na\u010dinom re\u0161evanja ob po\u0161kodbi na smu\u010di\u0161\u010du in blizu smu\u010di\u0161\u010da ne krije niti v Franciji. Edina izjema je re\u0161evanje po\u0161kodovanca v visokogorju zunaj urejenih smu\u010di\u0161\u010d, vendar v tem primeru obstaja precej\u0161nje tveganje uspe\u0161nega dokazovanja, ali se je nesre\u010da pripetila na obmo\u010dju, ki je \u0161e pod nadzorom smu\u010di\u0161\u010da, ali zunaj njega, so navedli v ZPS.<\/p>\n

Posebno previdnost svetujejo tudi smu\u010darjem v Italiji. Pravice iz zdravstvenega zavarovanja se med avtonomnimi regijami in provincami mo\u010dno razlikujejo, opozarjajo na ZPS. Italijanski zdravstveni sistem za posamezne zdravstvene storitve ve\u010dinoma predvideva tudi manj\u0161e dopla\u010dilo oziroma soprispevek, ki ga pla\u010date sami in po navadi zna\u0161a nekaj deset evrov, odvisno od obsega in vrste storitve. Stro\u0161ki re\u0161evanja s helikopterjem in sanmi se med italijanskimi smu\u010di\u0161\u010di mo\u010dno razlikujejo.<\/p>\n

Po mnenju ZPS evropska kartica zdravstvenega zavarovanja zato ni dovolj. Tako v Avstriji kot tudi v Franciji osnovno zdravstveno zavarovanje ne krije stro\u0161kov re\u0161evanja z gore v primeru po\u0161kodbe na smu\u010di\u0161\u010du, v ve\u010dini primerov podobno velja tudi v Italiji. “Ra\u010dunati na to, da bomo \u017ee nekako sami pri\u0161li v dolino ali da se po\u0161kodba ravno nam pa res ne more zgoditi, je igranje z ognjem. Turisti\u010dna zavarovanja so razmeroma poceni, \u0161e zlasti \u010de pomislimo, kak\u0161ni stro\u0161ki nas lahko doletijo, \u010de nas je treba re\u0161evati s helikopterjem,” so zapisali.<\/p>\n

Po oceni ZPS je ponudbe turisti\u010dnih zavarovanj na trgu ve\u010d kot dovolj. Potro\u0161nike pa opozarjajo na branje splo\u0161nih pogojev, ki marsikatero situacijo izklju\u010dujejo iz zavarovalnega kritja. Lahko se namre\u010d zgodi, da je ravno na\u0161 zavarovalni primer izklju\u010den iz zavarovalnega kritja ali pa je omejen na razmeroma nizek znesek.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Z evropsko kartico zdravstvenega zavarovanja boste ob nesre\u010di na smu\u010di\u0161\u010du v tujini dele\u017eni nujne zdravstvene storitve pri zdravnikih in zdravstvenih ustanovah, ki so del javne zdravstvene mre\u017ee. A kot so opozorili v Zvezi potro\u0161nikov Slovenije (ZPS), to ni garancija, da morda ne bodo potrebna dolo\u010dena dopla\u010dila.<\/p>\n","protected":false},"author":5,"featured_media":346950,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1179],"tags":[5030,1595,1895,10284,1917,5223,4997],"source":[4511],"supertag":[7541],"acf":[],"yoast_head":"\nZa brezskrbno smu\u010danje v tujini evropska kartica zdravstvenega zavarovanja morda ne bo dovolj - Hudo Slovenija<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/hudo.com\/si\/aktualno\/za-brezskrbno-smucanje-v-tujini-evropska-kartica-zdravstvenega-zavarovanja-morda-ne-bo-dovolj\/\" \/>\n<meta property=\"og:locale\" content=\"sl_SI\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Za brezskrbno smu\u010danje v tujini evropska kartica zdravstvenega zavarovanja morda ne bo dovolj - Hudo Slovenija\" \/>\n<meta property=\"og:description\" content=\"Z evropsko kartico zdravstvenega zavarovanja boste ob nesre\u010di na smu\u010di\u0161\u010du v tujini dele\u017eni nujne zdravstvene storitve pri zdravnikih in zdravstvenih ustanovah, ki so del javne zdravstvene mre\u017ee. 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