{"id":405219,"date":"2019-08-29T12:44:57","date_gmt":"2019-08-29T10:44:57","guid":{"rendered":"http:\/\/hudo.com\/si\/?p=405219"},"modified":"2019-08-29T12:44:57","modified_gmt":"2019-08-29T10:44:57","slug":"zavarovalnice-lani-obracunale-odskodnine-v-rekordnem-znesku","status":"publish","type":"post","link":"https:\/\/hudo.com\/si\/aktualno\/zavarovalnice-lani-obracunale-odskodnine-v-rekordnem-znesku\/","title":{"rendered":"Zavarovalnice lani obra\u010dunale od\u0161kodnine v rekordnem znesku"},"content":{"rendered":"

Kot so danes sporo\u010dili iz Statisti\u010dnega urada RS, so k rasti premij lani v najve\u010dji meri prispevale podra\u017eitve dopolnilnega zdravstvenega zavarovanja in avtomobilskega kasko zavarovanja. Na ni\u017ejo rast od\u0161kodnin glede na rast premij pa je najbolj vplival manj\u0161i obseg zahtevkov na podlagi mno\u017ei\u010dnih \u0161kod in \u0161kod iz naravnih nesre\u010d.<\/p>\n

Lani je pri nas delovalo 13 zavarovalnic s sede\u017eem v Sloveniji, kar je ena manj kot leto pred tem, in prav tako kot leta 2017 \u0161e pet zavarovalnic, ki so delovale v Sloveniji prek podru\u017enic. Tri najve\u010dje zavarovalnice so skupaj obra\u010dunale ve\u010d kot 60 odstotkov bruto zavarovalnih premij in od\u0161kodnin.<\/p>\n

Struktura slovenskega zavarovalnega trga je bila lani glede na zavarovalne vrste in poslovne subjekte dokaj podobna tisti iz leta 2017. Glavni dele\u017e bruto premij, in sicer 79 odstotkov, ter tudi glavni dele\u017e bruto od\u0161kodnin s 84 odstotki se \u0161e vedno obra\u010dunata fizi\u010dnim osebam.<\/p>\n

Povpre\u010den prebivalec Slovenije je leta 2018 za zavarovanje namenil malo ve\u010d kot 800 evrov, od tega najve\u010d za \u017eivljenjsko in prostovoljno zdravstveno zavarovanje, in sicer povpre\u010dno 263 oziroma 259 evrov. Za zavarovanje motornih vozil in odgovornosti pri njihovi uporabi pa je povpre\u010dno namenil 190 evrov letno.<\/p>\n

V korist povpre\u010dnega prebivalca Slovenije je bilo lani obra\u010dunanih nekaj ve\u010d kot 600 evrov bruto od\u0161kodnin. Od tega najve\u010d za prostovoljno zdravstveno zavarovanje in za \u017eivljenjsko zavarovanje, in sicer povpre\u010dno 232 oziroma 197 evrov. Za zavarovanje motornih vozil in odgovornosti pri uporabi motornih vozil pa povpre\u010dno 123 evrov.<\/p>\n

Pravne osebe so medtem najve\u010d namenile za zavarovanje kopenskih motornih vozil, in sicer 75,6 milijona evrov, ter za zavarovanje odgovornosti pri njihovi uporabi v vi\u0161ini 57,4 milijona evrov. Posledi\u010dno so bili tudi zneski obra\u010dunanih od\u0161kodnin za zavarovanje odgovornosti pri uporabi motornih vozil in za zavarovanje kopenskih motornih vozil med najvi\u0161jimi. Na tretjem mestu so bili zneski od\u0161kodnin za zavarovanje po\u017eara in elementarne nesre\u010de.<\/p>\n","protected":false},"excerpt":{"rendered":"

Zavarovalnice v Sloveniji so lani skupaj obra\u010dunale za 2,179 milijarde bruto premij, kar je za 5,2 odstotka ve\u010d kot leto pred tem. Za 4,3 odstotka pa so zrasle obra\u010dunane od\u0161kodnine, ki so lani z 1,505 milijarde prvi\u010d presegle poldrugo milijardo evrov. Sama struktura zavarovalnega trga se lani ni bistveno spremenila.<\/p>\n","protected":false},"author":7,"featured_media":405220,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1179],"tags":[2391,1595,10211,5223],"source":[4511],"supertag":[7541],"acf":[],"yoast_head":"\nZavarovalnice lani obra\u010dunale od\u0161kodnine v rekordnem znesku - Hudo Slovenija<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/hudo.com\/si\/aktualno\/zavarovalnice-lani-obracunale-odskodnine-v-rekordnem-znesku\/\" \/>\n<meta property=\"og:locale\" content=\"sl_SI\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Zavarovalnice lani obra\u010dunale od\u0161kodnine v rekordnem znesku - Hudo Slovenija\" \/>\n<meta property=\"og:description\" content=\"Zavarovalnice v Sloveniji so lani skupaj obra\u010dunale za 2,179 milijarde bruto premij, kar je za 5,2 odstotka ve\u010d kot leto pred tem. Za 4,3 odstotka pa so zrasle obra\u010dunane od\u0161kodnine, ki so lani z 1,505 milijarde prvi\u010d presegle poldrugo milijardo evrov. Sama struktura zavarovalnega trga se lani ni bistveno spremenila.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/hudo.com\/si\/aktualno\/zavarovalnice-lani-obracunale-odskodnine-v-rekordnem-znesku\/\" \/>\n<meta property=\"og:site_name\" content=\"Hudo Slovenija\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/hudo.si\" \/>\n<meta property=\"article:published_time\" content=\"2019-08-29T10:44:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/hudo.com\/si\/wp-content\/uploads\/sites\/2\/2019\/08\/profimedia-0210047821.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1250\" \/>\n\t<meta property=\"og:image:height\" content=\"833\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"A. P., STA\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@hudo_si\" \/>\n<meta name=\"twitter:site\" content=\"@hudo_si\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"A. P., STA\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minuti\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/hudo.com\/si\/aktualno\/zavarovalnice-lani-obracunale-odskodnine-v-rekordnem-znesku\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/hudo.com\/si\/aktualno\/zavarovalnice-lani-obracunale-odskodnine-v-rekordnem-znesku\/\"},\"author\":{\"name\":\"A. 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