{"id":426671,"date":"2020-07-03T12:50:42","date_gmt":"2020-07-03T10:50:42","guid":{"rendered":"http:\/\/hudo.com\/si\/?p=426671"},"modified":"2020-07-03T12:50:42","modified_gmt":"2020-07-03T10:50:42","slug":"skoraj-24-000-drzavljanov-prosilo-za-odlog-placila-kreditov","status":"publish","type":"post","link":"https:\/\/hudo.com\/si\/aktualno\/skoraj-24-000-drzavljanov-prosilo-za-odlog-placila-kreditov\/","title":{"rendered":"Skoraj 24.000 dr\u017eavljanov prosilo za odlog pla\u010dila kreditov"},"content":{"rendered":"

V Banki Slovenije so navedli, da so banke s strani malih in srednjih podjetij prejele dobrih 2900 vlog za odlog pla\u010dila obveznosti, mikro podjetja in samostojni podjetniki so jih oddali skoraj 4000, velika podjetja dobrih 300 in prebivalstvo skoraj 16.500.<\/p>\n

Skupni znesek odlo\u017eenih pla\u010dil je najve\u010dji pri malih in srednjih podjetjih, kjer zna\u0161a 160,7 milijona evrov. Sledijo velika podjetja s 150 milijoni evrov, mikro podjetja in samostojni podjetniki s 54,9 milijona ter prebivalstvo s 35,6 milijona evrov.<\/p>\n

Banke so sicer veliko ve\u010dino, natan\u010dneje tri \u010detrtine vseh doslej prejetih vlog, prejele v prvem mesecu veljave zakona. V juniju je najve\u010d vlog za odloge (skoraj 1800) na banke naslovilo prebivalstvo.<\/p>\n

“Ugotavljamo tudi, da so banke obdelale \u017ee dobrih 91 odstotkov prejetih vlog, pri \u010demer so jih veliko ve\u010dino tudi odobrile,” so na Banki Slovenije zapisali v sporo\u010dilu za javnost.<\/p>\n

Prejete vloge za odlog pla\u010dil predstavljajo 3,6 odstotka v \u0161tevilu vseh kreditov, ki jih imajo kreditojemalci sklenjene pri bankah. Dele\u017e kreditov gospodarstvu, za katere je bil zapro\u0161en odlog pla\u010dila kreditnih obveznosti, zna\u0161a 5,6 odstotka vseh sklenjenih kreditov, pri gospodinjstvih pa je dele\u017e 3,1-odstoten.<\/p>\n

Omenjenih 401,1 milijona evrov odlo\u017eenih pla\u010dil, kolikor po zadnjih podatkih zna\u0161a skupen znesek odlo\u017eenih obveznosti, predstavlja znesek denarnih tokov, ki ga banke zaradi odobrenih moratorijev na odpla\u010devanje glavnic in obresti v \u010dasu odloga ne bodo prejele. Te obveznosti bodo poravnane naknadno, v letih po zaklju\u010denem moratoriju, so \u0161e dodali na Banki Slovenije.<\/p>\n

Konec marca je stopil v veljavo zakon o interventnem ukrepu odloga pla\u010dila obveznosti kreditojemalcev. Ta omogo\u010da odlog pla\u010dila kreditnih obveznosti podjetjem, samostojnim podjetnikom, zadrugam, nosilcem kmetijskega gospodarstva in drugim fizi\u010dnim osebam.<\/p>\n

Zakon torej mo\u017enost prestrukturiranja kredita, ki je bil sicer na voljo kot predmet dogovora med bankami in kreditojemalcem, spreminja v obvezo. Tak\u0161na mo\u017enost je za\u010dasna in velja za vse, ki izka\u017eejo te\u017eave zaradi izbruha koronske krize.<\/p>\n","protected":false},"excerpt":{"rendered":"

Slovenske banke so v prvih treh mesecih veljave zakona o interventnem ukrepu odloga pla\u010dila obveznosti kreditojemalcev prejele 23.700 vlog kreditojemalcev za odlog pla\u010dila, kar predstavlja 3,6 odstotka vseh sklenjenih kreditov. Skupen znesek odlo\u017eenih obveznosti zna\u0161a 401,1 milijona evrov, so sporo\u010dili iz Banke Slovenije.<\/p>\n","protected":false},"author":7,"featured_media":173662,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1179],"tags":[5110,15877,13759,1595],"source":[4511],"supertag":[7541,5675],"acf":[],"yoast_head":"\nSkoraj 24.000 dr\u017eavljanov prosilo za odlog pla\u010dila kreditov - Hudo Slovenija<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/hudo.com\/si\/aktualno\/skoraj-24-000-drzavljanov-prosilo-za-odlog-placila-kreditov\/\" \/>\n<meta property=\"og:locale\" content=\"sl_SI\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Skoraj 24.000 dr\u017eavljanov prosilo za odlog pla\u010dila kreditov - Hudo Slovenija\" \/>\n<meta property=\"og:description\" content=\"Slovenske banke so v prvih treh mesecih veljave zakona o interventnem ukrepu odloga pla\u010dila obveznosti kreditojemalcev prejele 23.700 vlog kreditojemalcev za odlog pla\u010dila, kar predstavlja 3,6 odstotka vseh sklenjenih kreditov. 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