{"id":468007,"date":"2022-05-03T07:08:50","date_gmt":"2022-05-03T05:08:50","guid":{"rendered":"https:\/\/hudo.com\/si\/?p=468007"},"modified":"2022-05-03T07:08:50","modified_gmt":"2022-05-03T05:08:50","slug":"boljsa-zascita-pred-goljufijami-varnost-pri-potrjevanju-karticnih-placil-na-spletu-odslej-se-izboljsana","status":"publish","type":"post","link":"https:\/\/hudo.com\/si\/aktualno\/slovenija\/boljsa-zascita-pred-goljufijami-varnost-pri-potrjevanju-karticnih-placil-na-spletu-odslej-se-izboljsana\/","title":{"rendered":"Bolj\u0161a za\u0161\u010dita pred goljufijami: Varnost pri potrjevanju karti\u010dnih pla\u010dil na spletu odslej \u0161e izbolj\u0161ana"},"content":{"rendered":"

Direktiva EU o pla\u010dilnih storitvah je med drugim prinesla dodatne zahteve za potrjevanje spletnih pla\u010dil in s tem izbolj\u0161ala njihovo varnost ter poskrbela za dodatno za\u0161\u010dito potro\u0161nika pred goljufijami, predvsem z zahtevo po uvedbi mo\u010dne avtentikacije imetnikov kartic v postopku pla\u010dil na daljavo, so zapisali v Zdru\u017eenju bank Slovenije.<\/p>\n

“Kupec mora pri pla\u010dilu blaga ali storitve, na primer pri spletnemu trgovcu, potrditi, da to pla\u010dilo res opravlja on. To potrdi z vsaj dvema od na\u010dinov za potrditev istovetnosti kupca, ki so nekaj, kar ve (geslo, koda PIN, odgovor na varnostno vpra\u0161anje), nekaj, kar ima (pametni telefon ali druga mobilna naprava), ali nekaj, kar je (biometri\u010dni podatki),” so spomnili.<\/p>\n

Izjema so pla\u010dila, ki so ustrezno ozna\u010dena na strani trgovca, na primer pla\u010dila malih vrednosti ali ponavljajo\u010de se transakcije, ali na strani izdajatelja kartice. Te je \u0161e naprej mogo\u010de opraviti brez preverjanja istovetnosti imetnika kartice.<\/p>\n

Evropska direktiva velja le za pla\u010dila znotraj evropskega gospodarskega prostora, torej se pla\u010dila za nakupe pri trgovcih izven tega obmo\u010dja praviloma izvajajo brez dodatnega potrjevanja, so dodali v zdru\u017eenju bank.<\/p>\n","protected":false},"excerpt":{"rendered":"

Z uveljavitvijo evropske direktive o pla\u010dilnih storitvah je odslej pri spletnem nakupovanju obvezno potrjevanje z mo\u010dno avtentikacijo. Potro\u0161nik tako spletnemu trgovcu sporo\u010di in potrdi, da nakup res opravlja prav on, sam pa je \u0161e bolje za\u0161\u010diten pred goljufijami.<\/p>\n","protected":false},"author":8,"featured_media":179116,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18201],"tags":[19877,1595],"source":[4511],"supertag":[5675],"acf":[],"yoast_head":"\nBolj\u0161a za\u0161\u010dita pred goljufijami: Varnost pri potrjevanju karti\u010dnih pla\u010dil na spletu odslej \u0161e izbolj\u0161ana - Hudo Slovenija<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/hudo.com\/si\/aktualno\/slovenija\/boljsa-zascita-pred-goljufijami-varnost-pri-potrjevanju-karticnih-placil-na-spletu-odslej-se-izboljsana\/\" \/>\n<meta property=\"og:locale\" content=\"sl_SI\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bolj\u0161a za\u0161\u010dita pred goljufijami: Varnost pri potrjevanju karti\u010dnih pla\u010dil na spletu odslej \u0161e izbolj\u0161ana - Hudo Slovenija\" \/>\n<meta property=\"og:description\" content=\"Z uveljavitvijo evropske direktive o pla\u010dilnih storitvah je odslej pri spletnem nakupovanju obvezno potrjevanje z mo\u010dno avtentikacijo. Potro\u0161nik tako spletnemu trgovcu sporo\u010di in potrdi, da nakup res opravlja prav on, sam pa je \u0161e bolje za\u0161\u010diten pred goljufijami.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/hudo.com\/si\/aktualno\/slovenija\/boljsa-zascita-pred-goljufijami-varnost-pri-potrjevanju-karticnih-placil-na-spletu-odslej-se-izboljsana\/\" \/>\n<meta property=\"og:site_name\" content=\"Hudo Slovenija\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/hudo.si\" \/>\n<meta property=\"article:published_time\" content=\"2022-05-03T05:08:50+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/hudo.com\/si\/wp-content\/uploads\/sites\/2\/2016\/11\/profimedia-0263456215.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1250\" \/>\n\t<meta property=\"og:image:height\" content=\"833\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"M. 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