{"id":476806,"date":"2023-01-26T12:01:21","date_gmt":"2023-01-26T11:01:21","guid":{"rendered":"https:\/\/hudo.com\/si\/?p=476806"},"modified":"2023-01-26T12:01:21","modified_gmt":"2023-01-26T11:01:21","slug":"ministrstvo-pozvalo-banko-slovenije-naj-preuci-omejitve-kreditiranja","status":"publish","type":"post","link":"https:\/\/hudo.com\/si\/aktualno\/slovenija\/ministrstvo-pozvalo-banko-slovenije-naj-preuci-omejitve-kreditiranja\/","title":{"rendered":"Ministrstvo pozvalo Banko Slovenije, naj preu\u010di omejitve kreditiranja"},"content":{"rendered":"

“Z vidika ministrstva je vpra\u0161anje vi\u0161ine minimalne pla\u010de v prvi vrsti vpra\u0161anje dolo\u010ditve najni\u017ejega \u0161e sprejemljivega pla\u010dila za delo, ki mora delavcem z najni\u017ejimi dohodki in njihovim dru\u017einam zagotavljati dostojno \u017eivljenje. Z vidika Banke Slovenije, katere naloga je, da dolo\u010da ustrezne makrobonitetne omejitve kreditiranja prebivalstva, pa bi bilo glede na aktualne okoli\u0161\u010dine smiselno ponovno razmisliti o ustreznosti uporabe vhodnega podatka minimalne pla\u010de pri dolo\u010danju kreditne sposobnosti prebivalstva,” so zapisali na ministrstvu.<\/p>\n

Sklep o makrobonitetnih omejitvah kreditiranja prebivalstva med drugim dolo\u010da, da mora potro\u0161niku po pla\u010dilu vseh obrokov iz naslova kreditnih pogodb vsak mesec ostati najmanj znesek v vi\u0161ini 76 odstotkov minimalne bruto pla\u010de, kot jo dolo\u010da zakon, ki opredeljuje minimalno pla\u010do. Zaradi te dolo\u010dbe sklepa je dvig minimalne pla\u010de s 1074,43 na 1203,36 evra z leto\u0161njim letom nekaterim posameznikom oz. gospodinjstvom poslab\u0161al kreditno sposobnost, so opozorili.<\/p>\n

K dogovoru, kak\u0161ne omejitve glede kreditiranja, ki so v nacionalni pristojnosti, bi bile za Slovenijo primerne, je nedavno pozvala tudi komisija DZ za nadzor javnih financ. Banke med drugim pravijo, da so preve\u010d omejene pri kreditiranju, regulator pa, da so tveganja v ban\u010dnem okolju pove\u010dana in da so ukrepi primerni.<\/p>\n

Po pla\u010dilu vseh obrokov iz naslova kreditnih pogodb mora posamezniku vsak mesec ostati najmanj 914,55 evra, za vsakega otroka pa mora biti ta znesek vi\u0161ji za 248,92 evra, so opozorili v zdru\u017eenju bank. “Posameznik s povpre\u010dno pla\u010do in enim otrokom ni kreditno sposoben … Tega nikjer drugje ni,” je bil na seji DZ predsednik uprave najve\u010dje banke v Sloveniji NLB Bla\u017e Brodnjak kriti\u010den do ban\u010dnega regulatorja.<\/p>\n","protected":false},"excerpt":{"rendered":"

Ministrstvo za delo, dru\u017eino, socialne zadeve in enake mo\u017enosti je Banko Slovenije pozvalo k preu\u010ditvi sprememb makrobonitetnih omejitev kreditiranja prebivalstva. To naj spremeni tako, da dvig minimalne pla\u010de ne bo ve\u010d negativno vplival na kreditno sposobnost posameznikov oz. gospodinjstev, so danes sporo\u010dili z ministrstva.<\/p>\n","protected":false},"author":5,"featured_media":409651,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18201],"tags":[16232,5912,1595],"source":[4511],"supertag":[5675],"acf":[],"yoast_head":"\nMinistrstvo pozvalo Banko Slovenije, naj preu\u010di omejitve kreditiranja - Hudo Slovenija<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/hudo.com\/si\/aktualno\/slovenija\/ministrstvo-pozvalo-banko-slovenije-naj-preuci-omejitve-kreditiranja\/\" \/>\n<meta property=\"og:locale\" content=\"sl_SI\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ministrstvo pozvalo Banko Slovenije, naj preu\u010di omejitve kreditiranja - Hudo Slovenija\" \/>\n<meta property=\"og:description\" content=\"Ministrstvo za delo, dru\u017eino, socialne zadeve in enake mo\u017enosti je Banko Slovenije pozvalo k preu\u010ditvi sprememb makrobonitetnih omejitev kreditiranja prebivalstva. To naj spremeni tako, da dvig minimalne pla\u010de ne bo ve\u010d negativno vplival na kreditno sposobnost posameznikov oz. gospodinjstev, so danes sporo\u010dili z ministrstva.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/hudo.com\/si\/aktualno\/slovenija\/ministrstvo-pozvalo-banko-slovenije-naj-preuci-omejitve-kreditiranja\/\" \/>\n<meta property=\"og:site_name\" content=\"Hudo Slovenija\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/hudo.si\" \/>\n<meta property=\"article:published_time\" content=\"2023-01-26T11:01:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/hudo.com\/si\/wp-content\/uploads\/sites\/2\/2019\/11\/profimedia-0306364289.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1250\" \/>\n\t<meta property=\"og:image:height\" content=\"833\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"A. 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