{"id":49176,"date":"2016-05-10T10:03:25","date_gmt":"2016-05-10T08:03:25","guid":{"rendered":"http:\/\/hudo.com\/si\/?p=49176"},"modified":"2016-05-10T10:03:25","modified_gmt":"2016-05-10T08:03:25","slug":"nov-udarec-za-kreditojemalce-v-svicarskih-frankih","status":"publish","type":"post","link":"https:\/\/hudo.com\/si\/aktualno\/nov-udarec-za-kreditojemalce-v-svicarskih-frankih\/","title":{"rendered":"Nov udarec za kreditojemalce v \u0161vicarskih frankih"},"content":{"rendered":"<div class=\"text\">\n<p>Kot so pojasnili v NKBM, jim je sodi\u0161\u010de pritrdilo, da so pri ponudbi kreditov v \u0161vicarskih frankih ravnali v skladu z veljavnimi predpisi in da so to\u017ee\u010de stranke ustrezno seznanili o valutnih tveganjih ter jim okoli\u0161\u010dine v zvezi z najemom kredita pojasnili na pregleden in jasen na\u010din, ki je razumljiv lai\u010dnemu potro\u0161niku.<\/p>\n<p>Po njihovem mnenju sicer \u0161e nepravnomo\u010dna sodba predstavlja preceden\u010dni primer za druge tak\u0161ne pravdne postopke, ki so jih vlo\u017eili kreditojemalci razli\u010dnih bank v Sloveniji.<\/p>\n<p>Kot pi\u0161e dana\u0161nji Ve\u010der, se bodo Robert, Konrad in Pava \u010ceh, ki so s to\u017ebo med drugim zahtevali ugotovitev ni\u010dnosti kreditnih pogodb, izbris neveljavne vknji\u017ebe in vzpostavitev prej\u0161njega stanja, na odlo\u010ditev sodnika Marka \u010cagrana prito\u017eili.<\/p>\n<p>V Zdru\u017eenju Frank, ki mu predseduje Ale\u0161 Majcenovi\u010d, so ob zanje prvem neugodnem sodnem razpletu razo\u010darani, sicer pa na sodi\u0161\u010dih poteka \u0161e ve\u010d podobnih sodnih sporov. Po informacijah zdru\u017eenja je sodi\u0161\u010de, ker se kreditna pogodba glasi na \u0161vicarske franke, ocenilo, da gre za kredit v frankih, \u010deprav so to\u017eniki prejeli evre.<\/p>\n<p>Ker je pogodba vsebovala zapis, da se kreditojemalec zaveda in banki potrjuje, da izklju\u010dno sam v celoti prevzema te\u010dajno tveganje, ki lahko nastopi zaradi nihanja te\u010daja, je sodi\u0161\u010de po pisanju Ve\u010dera ocenilo, da so bili zadostno opozorjeni na tveganja.<\/p>\n<p>Ob tem se sodi\u0161\u010de, kot pravijo v zdru\u017eenju, sklicuje tudi na pri\u010danje ban\u010dne referentke, ki je povedala, da jim je bilo stokrat re\u010deno, da je treba strankam pojasniti tveganje valutnih klavzul in spremembe obrestnih mer ter da je stranko tudi izrecno vpra\u0161ala, ali ve, kaj pomeni te\u010dajna razlika oziroma valutno tveganje. Pri tem je sodi\u0161\u010de ocenilo, da dejstvo, da je ta zaposlena pri to\u017eeni stranki, ne omaja verodostojnosti njene izpovedbe.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p> Mariborsko okro\u017eno sodi\u0161\u010de je v celoti zavrnilo prvo to\u017ebo posojilojemalcev v \u0161vicarskih frankih zoper banke, so za STA potrdili v NKBM. Sodi\u0161\u010de je v to\u017ebi dru\u017eine \u010ceh zoper NKBM odlo\u010dilo, da je ta neupravi\u010dena, saj so bili ob sklenitvi kreditne pogodbe seznanjeni z valutnimi tveganji ter opozorjeni nanje. V Zdru\u017eenju Frank so nad sodbo razo\u010darani.<\/p>\n","protected":false},"author":5,"featured_media":49177,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1179],"tags":[5110,5109,4814],"source":[4511],"supertag":[7541],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Nov udarec za kreditojemalce v \u0161vicarskih frankih - Hudo Slovenija<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/hudo.com\/si\/aktualno\/nov-udarec-za-kreditojemalce-v-svicarskih-frankih\/\" \/>\n<meta property=\"og:locale\" content=\"sl_SI\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Nov udarec za kreditojemalce v \u0161vicarskih frankih - Hudo Slovenija\" \/>\n<meta property=\"og:description\" content=\"Mariborsko okro\u017eno sodi\u0161\u010de je v celoti zavrnilo prvo to\u017ebo posojilojemalcev v \u0161vicarskih frankih zoper banke, so za STA potrdili v NKBM. Sodi\u0161\u010de je v to\u017ebi dru\u017eine \u010ceh zoper NKBM odlo\u010dilo, da je ta neupravi\u010dena, saj so bili ob sklenitvi kreditne pogodbe seznanjeni z valutnimi tveganji ter opozorjeni nanje. V Zdru\u017eenju Frank so nad sodbo razo\u010darani.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/hudo.com\/si\/aktualno\/nov-udarec-za-kreditojemalce-v-svicarskih-frankih\/\" \/>\n<meta property=\"og:site_name\" content=\"Hudo Slovenija\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/hudo.si\" \/>\n<meta property=\"article:published_time\" content=\"2016-05-10T08:03:25+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/hudo.com\/si\/wp-content\/uploads\/sites\/2\/2016\/05\/ThinkstockPhotos-460388965-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"2167\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"A. 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